CHURCH PROGRAMS

Church Financing…

First of all, thank you for your interest in Gulf Coast Financial Corp. as your financial partner. We arrange and originate financing for churches and welcome the opportunity to work with you and your church family in making your dreams come true.

Here are just a few facts.
Gulf Coast Financial Corp.: Offers interest rates that are fixed for the life of the indebtedness
Provides financing for fifteen years (or more) with open-end financing
Discloses all costs associated with the loan up front with no surprises

Optional programs which require no personal guarantees and no prepayment penalties
Provides hands-on assistance that allows your church every opportunity to fulfill its obligations

Church leaders use extreme caution when considering whom they choose as their financial partner. An agreement with the right partner, in which both parties are committed to bring glory, honor, and growth to the kingdom of God, will help ensure a successful, long-term, profitable relationship for all concerned.

Will GCF arrange financing for our church?

GCF will arrange funds for financing at an amount of approximately three times the amount of your church's annual contributions and up to 70 percent of collateral. Also, your church is limited to monthly payments not to exceed 40 percent of your monthly contributions.

To find out if your church qualifies for funding, simply provide the following information:

Financial data for the last three years plus year-to-date (financial statements and balance sheets);

Average Sunday Morning attendance records for the last three years plus year-to-date;
Collateral information (value of existing facilities and property or estimated value of facilities and property upon completion of construction);
General information regarding the church (Amount needed and its purpose, when the church was established, when the church was incorporated, and resumes of church leaders.)

Once the information is compiled, submit the documentation to:

Gulf Coast Financial Corp.
Attention: Church Department
945 W. Michigan Avenue
Suite 5-B
Pensacola, Florida
32505

e-mail: GCFloan.net@gmail.com
office: 850-432-9890
fax: 850)308-1261

Within 48-72 hours, a member of our professional staff will call you with answers you need. If you have questions at any time, please don't hesitate to call our toll free number, (850) 432-9890.

GCF is right for you! Our professionals are standing by ready to serve. Meanwhile, we look forward to becoming your financial partner in growing God's kingdom…one church at a time…

**For the Professional Mortgage and Real Estate Brokerage Companies and Agents:

Church Loans- A New Program to add to your Commercial Business!

I want to share with you a niche in commercial lending that really surprised me-Church Loan Lending.

Over the last five years, we have received many church loan applications. What is surprising to me is that we never advertised for them except with GCF’s Mortgage Banker/Broker wholesale correspondent network. Deals came-one after the other.

Having done many for so long, we have actually gotten excellent at handling church loans-we know the sources, know how to underwrite, and know how to get them done. The neat part is, many banks have trouble with these loans.

Much like inexperienced LO's have trouble doing loans for Pastors, because they do not understand the housing allowance, local banks have trouble understanding church finances and how to lend to them.

Few nationwide lenders or banks understand church loans and the need to work with church loan lenders. These lenders don't advertise, so they are not easy to find. But they are out there. More than that, you need to know what to look for, and how to read a church and/or non-profit company financial statement. This is quite a bit different than standard tax returns, which few know how to read anyway.

If church loans are so different, why mess with them? There are hundreds of thousands of churches, they all desire to grow, to have new outreach, and someone will do those loans. Pastors talk, you do one church loan well, they tell others, and soon you get a lot of church loans with nominal effort.

Also, don’t forget how many homes you could do for the congregation if the Pastor is singing praises about your company!

If you use Gulf Coast Financial Corp., you will get the expert assistance and have access to many church lenders in the country-from the lowest interest rate (but toughest underwriters) to the most liberal.

We won't underwrite a loan that puts a church in bondage to a debt they can not repay. Structured correctly, these loans can open up new opportunities for you the broker, and the church.

GCFLOAN.COM will get them closed!

Focus on opening up a new revenue stream. Start with your own church, if you go to one. Talk to your current clients and ask them where they go to church? Are they in a building program? If so, let them know you Now do Church loans. It can be that easy.

For a helpful flier for marketing and if you have any existing church loans you want to run by the GCF team, just give Gulf Coast Financial Corp. a call at 1-850-432-9890 or e-mail us direct at GCFloan.net@gmail.com.

Many banks have trouble doing these loans, and because your competition probably does not think about these loans, you have almost no competition. Any time you can be in an arena with little to no competition, the better off you are.

Church loans are just such an arena.
Join the GCF team and find out more about this niche product. Add Church loans to your arsenal today by calling 1-850-432-9890, or click on the e-mail link below and tell us about your request.